Banks create and sell mortgage notes. Since banks don't want to wait 15, 20, or 30 years for all of the money to come back, they will often sell the 'paper' and I can purchase that paper at a discount because I buy in cash. Would you rather have $100 today? Or $120 in two years?

We use a variety of investment strategies, depending on our clients' individual needs and goals. We may invest in stocks, bonds, mutual funds, ETFs, and other investment products. We also use a variety of risk management strategies to help protect our clients' investments.

We will communicate with you as often as you need or want. We hold regular meetings with our clients to review their portfolios and make adjustments as needed. We also provide our clients with regular market updates and investment insights.

The first step is to set up a call with us. We'll identify your goals and start with a commitment letter of what you're looking to invest, what you're looking for in returns, and our rough time frames.