Grow Your Wealth
We help investors like you earn better than average returns.
Our mortgage notes provide secure, scalable, and stress-free investing.
See how notes can grow your portfolio.
About us…
At JS Summit Global, we believe that everyone deserves access to sound wealth creation. Don't rely on riding the ups and downs of the stock market, managing real estate projects, or on the tried and true (but low return) high-yield savings account. Just like the banks, your money can work for your in a safe asset class with higher than average returns.
Why Note Investing?
Own the Debt, Not the Property
Most real estate investors deal with tenants, toilets, and repairs. With mortgage notes, you act as the bank—earning passive income while the borrower handles the property. No landlord headaches, just steady returns.
Learn More
When I buy a mortgage note, I’m not buying the house—I’m buying the promise that the borrower made to repay the loan. That promise is secured by the property and I become the bank.
Here’s how it works in real life: Let’s say someone owns a home and has a $180,000 mortgage. I buy that mortgage note from the original lender (sometimes at a discount). From that point on: The borrower keeps living in their home. They make monthly payments to me, not the original lender I collect those payments as passive income If they stop paying, I have the same legal rights the bank had—I can enforce the terms of the loan, which could include taking ownership of the property if necessary.
But that’s not the goal. The goal is for the borrower to keep paying, and for me to keep collecting.
It’s a passive income strategy that’s backed by real estate, but without the operational burden that most investors deal with. This is how banks have made money for centuries. Now, individuals like me—and maybe you—can do the same.
An Alternative Investment Class
Stocks fluctuate, rental properties require upkeep, and bonds offer minimal returns. Mortgage notes provide a unique way to invest—secured by real estate, offering steady cash flow, and requiring far less hands-on management.
Learn More
📊 Diversification + Passive Income = Peace of Mind
Mortgage notes are part of the alternative investment world, and they check a lot of boxes:
✅ Real estate secured
✅ Predictable cash flow
✅ Less market correlation
✅ Lower maintenance than rental properties
✅ Opportunity to grow wealth with more control
If you’re tired of the chaos of traditional markets or looking to diversify without adding stress, note investing might be worth a deeper look.
Retirement Income
Whether using a Self-Directed IRA, 401(k), or personal savings, investing in notes can help preserve your capital while generating predictable income.
Learn More
📥 Predictable Income, Built-In Security
There is no longer a need to ride out the ups and downs of the stock market nor hope your nest egg lasts longer than you do...
The truth is, mortgage notes are built for retirees who:
✅ Want consistent monthly income
✅ Want their investments backed by something tangible
✅ Don't want to actively manage investments anymore
✅ And prefer boring over "boom and bust"
Passive Income Backed by Real Estate
Unlike stocks or crypto, mortgage notes are secured by physical properties. This means your investment is backed by real assets, offering stability and predictable cash flow with minimal hands-on management
Learn More
When you invest in a mortgage note, you’re not betting on hype. You’re not buying into the next hot trend. You’re literally stepping into the shoes of the bank. You own the debt secured by real estate.
That means: If the borrower pays? You get predictable monthly income.
If they don’t? You still have rights to the property.
You're not just holding a digital coin or hoping for a bull run. You're holding paper backed by bricks and mortar.
What Are Our Customers Saying ?
Steven provided a consistent monthly cash flow for me and my husband and we were extremely pleased with the steady income.
SUSAN J.
I entirely trust Steve to put my money to work and provide me a great return. Its going to make a great retirement and I'm putting the money back in.
KYLA G.
FAQS
What is mortgage note investing?
Banks create and sell mortgage notes. Since banks don't want to wait 15, 20, or 30 years for all of the money to come back, they will often sell the 'paper' and I can purchase that paper at a discount because I buy in cash. Would you rather have $100 today? Or $120 in two years?
What are your investment strategies?
We use a variety of risk management strategies to help protect our clients' investments. We buy many lower priced assets to spread any potential risk rather than single assets at time that could jeopardize an entire portfolio. This also allows us to better adapt to all the situations that can occur in this unique investing space.
How is my investment safe?
Your investment is secured by an existing mortgage note valued higher than your investment. That mortgage note is further secured by a tangible piece of real estate valued higher than the mortgage note. This is called 'double-collateralized'.
How do I get started with investing?
The first step is to set up a call with us. We'll identify your goals and start with a commitment letter of what you're looking to invest, what you're looking for in returns, and our rough time frames.
Get In Touch
